Model Portfolio Service


Model Portfolios are a s​eries of ready-made wealth management packages that are the culmination of 10​​​​ years of experience working with a diverse range of investment funds. We will tailor fit you a model portfolio with a track record of success that meets your needs and goals in a structured and transparent manner.

By sticking to a tried and tested Model, we minimise the cost compared to more traditional investment methods. Get access to professional, investment grade managers at a fraction of the cost.


Our Model Portfolios draw their success from the Core Satellite approach to portfolio construction. This approach involves blending passive, indexed investments, with carefully selected active managers who seek to outperform the index returns of the Core. 


With a high level of diversity and lower costs, we will find you a Model Portfolios to match your desired risk profile. Our Model Portfolios have proven track record with both big and small balances, whether you are risk averse or looking to make aggressive investment. They are also tailored for different life stages with portfolios designed to accumulate wealth, manage wealth and help you settle down. To find out which of our Model Portfolios suits your needs, please contact one of your advisors.

Portfolio

Our steps to developing a Model Portfolio

Foundation

Each of our Model Portfolios are built from the ground up to meet a particular demographics needs. We do this by conceptualising a strategy that defines the portfolios objectives and how it will operate. You can be confident that your portfolio has been created with of a decade’s worth of experience and with this high level of consistency.

Building

The Core Satellite approach’s goal is to outperform the index fund at its core, however depending on the Models strategy we will select different managers and funds that suit the needs, life stage and desired risk. Our team meticulously researches and analyses funds, managers and performance to achieve the desired goal for the Model.

A Model Portfolio can be built using a both Australian and International Assets. Our Portfolios draw from all manner of investments including Technology, Resources, Emerging Markets and Managed Futures. Not only do we vary the markets, but the types of investment styles and strategies different managers use. This blending allows for the inherent risk mitigation that comes from a diversified portfolio, while providing a dynamic platform that can be adjusted to match the desired rate of return.

The current economic climate and trends has a huge effect on the investment market and the shape and form of a Model Portfolio. With 30 years in the financial planning industry and over a decade using our Model Portfolios, we have the benefit of years of data that aids us in blending different funds, managers and assets.

Our Model Portfolios are frequently monitored and efficiently adjusted. The success comes from our Core Satellite approach and setting our sights beating index returns. Wise Owl Financial has established an Investment Committee that meets regularly to discuss the portfolios and whether any changes are required. Once you are invested in one of our portfolios, you will receive regular emails giving you updates on any Investment committee decisions, and if an urgent change needs to be made an adviser will contact you directly.

Our Model Portfolio Investment Committee meets quarterly to review each model portfolio and the investments within those models with particular focus on satellite components. A comprehensive technical analysis of each portfolio by investor type can be found below.

  • This committee ensures that the performance of each of our Model Portfolios is monitored over the short, medium and ling terms. Part of this process is to benchmark our fund and mangers to ensure that expectations are being met. Changes to the Portfolio are made in an efficient and precise manner to ensure it is also performing at its best.
  • At Wise Owl Financial, we cater to everyone’s needs including people who have a preference towards ethical investing. We have created another Model Portfolio, the Core Alpha Ethical Portfolio, which focuses on investing in funds with an ethical awareness. Such funds aim to invest in companies that are ethically sound and socially responsible as well as those that contribute to the sustainable development of the countries in which they operate.
  • At Wise Owl Financial, we cater to everyone’s needs including people who have a preference towards ethical investing. We have created another Model Portfolio, the Core Alpha Ethical Portfolio, which focuses on investing in funds with an ethical awareness. Such funds aim to invest in companies that are ethically sound and socially responsible as well as those that contribute to the sustainable development of the countries in which they operate.

If you would like more details about the specific funds we invest in, please don’t hesitate to meet with one of our advisers who will be happy to discuss our ethical investing options with you.

Contact Us to learn more about our Model Portfolio services